Louisiana enacted significant changes to its bad faith insurance laws through Senate Bill No. 323, which Governor Jeff Landry signed into law as Act No. 3. These revisions, effective July 1, 2024, aim to streamline claims handling, clarify insurer and insured duties, and introduce new procedures for addressing bad faith claims, particularly in the aftermath of catastrophic events like hurricanes.​

As of July 1, 2024, new laws govern how hurricane claims are to be handled by insurance companies and importantly their policy holders. It is important to note that these new laws place different obligations on insurance companies and homeowners. A notable change also places increased duties and obligations upon you, the insured. Montiel Hodge is here to help you navigate these changes.

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