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Get a Fair Insurance Settlement to Cover Repair Costs Caused by Hurricane Francine.

If your property, home, or business was damaged by Hurricane Francine and your insurance claim wasn't enough to cover the expense, we want to help you get a fair settlement.

 

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Post Hurricane Francine Checklist

  1. Assess the damage to your home and make sure there are no additional dangers to yourself or your family

  2. Take extensive photo and video documentation of all property damage

  3. Call your insurance company and report the claim

  4. Make sure the adjuster comes to your home in a timely fashion to inspect your damages

  5. Obtain copies of your most recent insurance contract or policy

  6. Review the insurance companies estimate

  7. Ensure you are paid within 60 days of submitting your proof of loss. If not, you may be entitled to penalties and attorney’s fees

  8. Be proactive about submitting your own estimates. Montiel Hodge works with contractors to ensure estimates are sent timely to the insurance company to prompt payment

  9. Make a list of damaged items and contents (don’t forget to include everything in your fridge and freezers)

  10. Gather receipts for purchase of personal property that was damaged or lost

  11. Obtain estimates for property damage repairs

  12. Obtain Invoices for temporary repair expenses. Montiel Hodge works with contractors who will provide tarps for roofs on an emergency basis and bill your insurance company for their services

  13. Retain records of alternative living expenses (hotel and rental car costs, etc.)

  14. Call Montiel Hodge to assist with submitting your Notice to Cure if you are not paid in full.

 

If you need help don’t be afraid to contact us.

We are happy to give advice free of charge. We can ensure that you do everything you need to do to start your claim off on the best footing.

 

The lawyers at Montiel Hodge have experience litigating hurricane related claims on the Gulf Coast since Hurricane Katrina. The firm specializes in litigation, particularly insurance related issues. We have represented everyone from Fortune 500 companies to individuals in various insurance related disputes. We understand the stress and complexity of the damage a storm can do and the complications that can arise. Let us put that expertise to work for you.

Our Approach

Montiel Hodge uses an approach that we tailor for each client and in each unique circumstance. We try to avoid unnecessary costly litigation in order to reach the best possible outcomes for our clients. We believe that early intervention is critical to avoid negative outcomes.