Many homeowners approach us with the same story, “we paid our insurance premiums for many years and never made a claim, and now the insurance company has told us that they are denying our claim. Now their concern is how can I afford to hire an attorney if I already can’t afford to fix my home?

The answer is simple in Louisiana. Penalties and Attorney fees provisions in the insurance code make up the difference. Both La R.S. 23: 1892 and La R.S. 23: 1973 can be used by homeowners to pay for attorney fees in addition to fixing their home.

At Montiel Hodge, we strive to deliver results as quickly as we can. We understand that most homeowner’s are not interest in protracted litigation, they just want their homes back. If you are having trouble working with your insurance company, give us a call. We would be happy to help.